Ulku Rowe is the Director of Financial Services at Google Cloud, Office of the CTO . Before joining Google, Ulku was a Managing Director at J.P. Morgan, where she was the Global Head and CTO of Credit Risk Technology. Prior to that, Ulku was a Managing Director at Bank of America Merrill Lynch, where she was the Global Head of Market Risk Technology. Earlier in her career, she held a variety of technology leadership positions at UBS building trading and analytics systems. Throughout her career, she helped drive business transformation through technical innovation and leadership. Her focus has been building highly scalable, enterprise systems leveraging grid computing, quantitative analytics and big data technologies. Ulku received her BS degree in Computer Engineering from Bosphorus University in Istanbul and her MS degree in Computer Science from University of Illinois at Urbana-Champaign.